Unlock Your Financial Freedom
Since 2013, we've helped over 10,000 South Africans remove negative credit listings, clear blacklistings, and rebuild their credit scores through compliant dispute resolution.
How We Transform Your Credit Profile
Our proven process combines expert analysis, legal compliance, and Alternative Dispute Resolution to clear your credit and restore your financial reputation.
- Comprehensive profile scan
- Identify all negative items
- Spot errors and fraud
- Bureau verification checks
- Personalized dispute strategy
- Priority item identification
- Timeline projections
- Cost-effective solutions
- Certified credit specialists
- One-on-one consultations
- Legal compliance advice
- Ongoing support access
- NCR registered methods
- ADR standards adherence
- Bank-level encryption
- POPIA compliant
Request Your Free Credit Report
Complete the form below to receive your comprehensive credit analysis within 24-48 hours
What Your Report Reveals
Your comprehensive credit analysis uncovers the exact factors affecting your financial reputation and provides actionable steps for improvement
Detailed analysis of your current credit score with insights into the specific factors increasing or decreasing your rating across all major credit bureaus.
- TransUnion score analysis
- Experian rating review
- Score trend projections
Complete record of all payment behavior including on-time payments, late payments, and accounts with perfect payment history that boost your score.
- 30/60/90 day late payments
- Positive payment accounts
- Collection accounts
Every negative listing identified including defaults, judgments, blacklistings, administration orders, and items eligible for dispute or removal.
- Default listings
- Court judgments
- ITC blacklistings
Calculate exactly how much of your available credit you're using and receive optimization strategies to improve this critical score factor.
- Per-account utilization
- Total credit ratio
- Optimization strategies
Full inventory of every open and closed account, loan, credit card, store card, and credit facility listed on your credit profile.
- Active credit accounts
- Closed account history
- Account age analysis
Step-by-step roadmap tailored to your specific situation with prioritized actions, timelines, and expected results for maximum score improvement.
- Priority dispute items
- Quick-win opportunities
- 3-6 month projections
Credit Problems We Resolve
Our specialist team has successfully resolved thousands of credit issues through legal ADR processes
Accounts sent to collections, defaults, and charge-offs that are damaging your credit score and preventing loan approvals.
Court-ordered payment plans and debt review flags that restrict your access to new credit facilities and financial products.
Identity theft, duplicate accounts, incorrect information, and fraudulent credit applications made in your name without consent.
Civil judgments, legal cases, and court orders that remain on your profile and severely impact your creditworthiness and reputation.
Understanding Your Credit Rights
Knowledge is power. Learn about your legal rights and how Alternative Dispute Resolution protects consumers.
ADR is a legal process recognized by the National Credit Regulator (NCR) that allows consumers to challenge incorrect or outdated credit information through mediation, conciliation, and arbitration.
Under the National Credit Act (NCA) and Protection of Personal Information Act (POPIA), you have specific rights regarding your credit information and how it's reported.
Why Choose Credit Dispute Resolvers?
Join over 10,000 satisfied clients who have successfully cleared their credit profiles
100% Free Report
No hidden fees, no credit card required, no obligations. Get your comprehensive credit analysis completely free.
Bank-Level Security
Your personal information is protected with 256-bit encryption and stored on secure South African servers.
Fast Turnaround
Receive your detailed credit report and personalized action plan within 24-48 hours of submission.
Join 10,000+ South Africans who've cleared their credit profiles